$645,000

Tudor charm, modern updates, and a backyard made for Florida living come together in this spacious 4-bedroom, 3-full-bath home in the heart of Panama City. Set on a .44-acre corner lot, this approximately 3,900-square-foot property offers room to spread out, abundant storage, and a versatile layout featuring two primary suites--ideal for extended households or hosting guests. Inside, a cozy fireplace anchors the gathering space, setting the scene for relaxed evenings and holiday celebrations. Granite countertops complement an upgraded lighting package with recessed can lights, under-counter accent lighting, and stylish new fixtures throughout. Neutral ceramic tile provides durability in the main living areas, while new wide-plank luxury vinyl flooring brings a fresh finish to the bedrooms. Major improvements add lasting value: a new roof, two new HVAC systems, new double-pane windows, new insulation, and all-new electrical receptacles and switches. The main primary suite offers a spacious retreat with an extra-large walk-in closet and sliding glass doors opening directly to the large patio and pool. Step outside with your morning coffee or enjoy an easy transition from a quiet evening indoors to your private backyard escape. Outdoor living takes center stage with an impressive 20' x 40' pool featuring a rare 9-foot depth, a brand-new liner, and a high-efficiency variable-speed pump. An outdoor shower adds convenience, while the expansive patio provides plenty of space for summer barbecues, entertaining, and enjoying Florida sunsets. A privacy fence encloses the entire yard, with gates offering added security and convenient access for moving equipment and recreational gear. A private well supplies water for the yard and pool, helping keep outdoor watering costs low. An extra-large shed with electricity adds even more flexibility, whether you need a workshop, space for hobbies, or storage for boat and beach gear. Conveniently located just minutes from medical facilities, restaurants, and prime shopping, this home also places you within a quick 10-15-minute drive of the beaches and entertainment districts. Enjoy space, thoughtful upgrades, and the Florida Panhandle lifestyle--all with a 1-year home warranty included for added peace of mind.